Mould on porous surfaces: condensation mould on a painted bathroom ceiling

Mould in Rental Properties in Victoria: Who Pays and What to Do

Reviewed and updated 7 October 2026 by Nick Roth, Mould Remediation Specialist, AllAces Cleaning & Restoration

In a Victorian rental, mould caused by the building is the rental provider’s problem. Mould caused by how the home is used is usually the renter’s. Since 29 March 2021, every room has had to be free from mould and damp caused by, or related to, the building structure.

The hard part is proving which one you’re dealing with. This guide covers what the law says, how to tell a building fault from a ventilation problem, and what renters and rental providers should each do next.

It applies across Victoria, from Melbourne terraces to weatherboards in Ballarat and the Central Highlands.

Key takeaways

What Victorian law says about mould in rentals

Short answer: the rental minimum standards make the building’s mould the provider’s responsibility, and Consumer Affairs Victoria says responsibility otherwise depends on the cause.

According to Tenants Victoria, each room must be free from mould and damp caused by, or related to, the building structure. Bathrooms, shower rooms, toilets and laundries also need ventilation that meets Building Code of Australia standards.

Consumer Affairs Victoria says mould or damp caused by the building structure is an urgent repair when it makes the property unsafe to live in. Renters should tell the rental provider as soon as they see signs of it.

RuleWhat it means in practice
Mould and damp minimum standardMould from the building structure must be fixed, not just cleaned
Ventilation minimum standardWet rooms need working ventilation to Building Code standard
Urgent repairsApplies when structural mould or damp makes the home unsafe
DisputesEither party can apply to VCAT if they can't agree who pays

Building fault or how the home is used? How to tell

Short answer: follow the water. Mould that keeps coming back in the same spot, regardless of how the room is used, usually points to the building.

What you seeLikely causeUsually whose job
Mould spreading from a ceiling stainRoof leak or plumbing aboveRental provider
Damp tide marks low on wallsRising dampRental provider
Mould around a window that leaks in rainFailed seals or frameRental provider
Bathroom ceiling mould, fan missing or brokenVentilation below standardRental provider
Bathroom ceiling mould, working fan left offHow the room is usedOften the renter
Mould behind furniture on an outside wallCondensation on a cold wallDepends on insulation and use
Mould on clothes in a closed wardrobeIndoor humidityOften shared: airflow and heating

Where it’s genuinely unclear, a mould inspection report with moisture readings and a named cause settles most arguments before they reach a tribunal.

Mould on porous surfaces: condensation mould on a painted bathroom ceiling
Bathroom ceiling mould is often a ventilation problem. Whether the fan works decides who's responsible.

Why Victorian homes are prone to mould

Short answer: cold winters, closed-up houses and older building stock.

Melbourne’s mould season runs through the colder months, when windows stay shut, heaters run and warm, moist air condenses on cold glass and walls. Period terraces and Edwardians add rising damp and limited wall insulation.

Ballarat and the Central Highlands get colder, longer winters, so condensation problems start earlier and last longer. Weatherboards with older windows and subfloors that don’t vent well are common culprits.

For work in either area, see how our local teams handle mould removal in Melbourne and mould removal in Ballarat.

What renters should do

  1. Photograph it with dates, including the wider room, the source if you can see it, and anything damaged.
  2. Tell the rental provider in writing as soon as you notice it, and keep a copy.
  3. Ask whether it’s an urgent repair if it’s spreading, affecting health, or making a room unusable.
  4. Don’t scrub or paint over large patches. You’ll spread spores and destroy the evidence.
  5. Get evidence if it’s disputed. Consumer Affairs Victoria says you may need proof the mould is dangerous, such as an occupational hygienist’s assessment or a medical report.
  6. Apply to VCAT if you still can’t agree who should pay.

VCAT’s residential tenancies list explains how to apply.

What rental providers should do

Which evidence carries the most weight

EvidenceGood forLimits
Dated photosShowing extent and how it changedDon't prove the cause
Written notice to the providerProving when they were toldSays nothing about who's at fault
Inspection report with moisture readingsNaming the cause and the fixCosts money up front
Occupational hygienist assessmentHealth risk and disputed claimsSlower and more expensive
Medical reportLinking the mould to a health effectDoesn't identify the building fault

Benefits of dealing with it early

Smaller job, smaller bill

Caught early, mould is often a clean and a fan, not new plasterboard.

Fewer disputes

A cause named early stops the blame game later.

Healthier home

People with asthma, allergies or weak immunity are most affected.

Bond protected

Clear records show the renter reported it and didn't cause it.

Safety while you wait for repairs

Short answer: clean small surface patches carefully, leave anything bigger to a professional, and keep vulnerable people out.

For small patches, our step-by-step guide to removing mould yourself covers what works on each surface.

What it costs

Cost depends on the cause, how much material has to come out, and access. Our guide to mould removal costs in Melbourne covers prices and who usually pays.

Why renters and providers call AllAces

Years in restoration
0 +
States covered
0
Emergency response
0 /7

35+ years on the tools

Restoration work across three states, including major flood events in Queensland, NSW and Victoria.

IICRC Certified Firm

Inspections and remediation to AS-IICRC S520:2025.

Reports that name the cause

Moisture readings and photos that hold up with providers, agents and VCAT.

Melbourne and Ballarat teams

Local crews across Melbourne, Ballarat and the Central Highlands.

Fix and verify

Containment, removal, drying and a check that it's back to normal.

Insurance-ready paperwork

Scope, readings and clearance in a format insurers accept.

FAQs

It can be. Consumer Affairs Victoria says mould or damp caused by the building structure is an urgent repair when it makes the property unsafe to live in.

It depends on the cause. Building faults like leaks, rising damp or below-standard ventilation sit with the rental provider; mould caused by how the home is used can fall to the renter. If you can’t agree, either side can apply to VCAT.

Anything traced to the structure: roof or plumbing leaks, failed waterproofing, rising damp, leaking window frames, or wet rooms without ventilation that meets the Building Code.

Not always, but it helps when the cause is disputed. For urgent repairs, Consumer Affairs Victoria says you may need proof the mould is dangerous, such as an occupational hygienist’s assessment or a medical report.

The bottom line

In Victoria, the question is always the cause. Document it early, report it in writing, and get the cause named before anyone argues about the bill.

If you need that cause named, book mould inspection and testing with our Melbourne or Ballarat team.

This guide is general information, not legal advice. It’s reviewed every three to six months. Next review due January 2027.

About the author

Nick Roth, Mould Remediation Specialist, AllAces Cleaning & Restoration

Nick has been with AllAces for more than six years and is our most experienced mould remediation specialist. He completed Decon Systems’ Mould Remediation for Technicians course in August 2021. Technicians in every state we work in call on him for the hardest mould testing and remediation jobs, including work with specialised equipment such as Hydroxyl machines.

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